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Documents You Need to Have When Buying Property in Nigeria

In Nigeria, there are a variety of important land documents that influence the transfer/ purchase of land title and legal interest in a property.

In Nigeria, there are a variety of important land documents that influence the transfer/ purchase of land title and legal interest in a property. A potential land buyer should be familiar with the required land documents for the property they are considering purchasing. The type of property in question would determine which documents are appropriate. Here is a list of important documents you need to have when buying property in Nigeria


The Certificate of Occupancy, or C of O, is the most important document to property buyers and landowners. The document is issued by State Governments and it verifies that you own the land or property in question. Property purchased without a Certificate of Occupancy is the equivalent of purchasing a vehicle without a logbook. As a Nigerian landowner or property owner, this is not the kind of situation you want to find yourself in. 


A deed of assignment is essential, as it transfers ownership of land or property from one party to the other. They know the parties to a deed of assignment as assignor (the seller) and assignee (the buyer) (the purchaser). The seller and buyer need to have an agreement


A Survey plan is a document that measures the boundary of a parcel of land to give an accurate measurement and description of that land. The location and size of landed property are depicted on a survey plan. It is easy to examine or search whether the land is genuinely under any government acquisition or not using the descriptions and coordinates on the survey record from the office of the Surveyor-General.


A land purchase receipt is a typical receipt or document that confirms receipt of money for a specific property or piece of land. 

The seller typically gives the buyer a receipt after the sale of a property. The reception provision, however, may be waived in cases when it is part of the land transfer agreement.


A mortgage is a loan from a bank or other financial institution that helps a borrower purchase a home. A mortgage deed is a legally binding document outlining the terms of a mortgage that puts a lien on the house until the lender repays the loan in full.

If the borrower fails to pay back the loan, the mortgage deed may grant the lender the legal rights to foreclose or take ownership of the real estate, usually following litigation.


Mother deed is another document on the list of important documents when buying a property. This is the document that traces the origin of property as well as all other relevant conveyance deeds. This document is required by banks when a buyer wants to get a loan. An individual may approach the local authorities for help while creating this document.

To avoid fraud in the purchase of property, conduct appropriate checks and ensure that all necessary documents are available and authentic

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Written by Micheal

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